Finances - Managing Your Money

I so struggle with this.....
As I battle with this I look to the God's word for help

This is what he advises:

Keep good records, Proverbs 27:23-24 (I never do this)
Plan our spending, Proverbs 21:5 (I do this 50% of the time)
Save for the future, Proverbs 6:6-8 (I do this)
Be content with what we already have, (I do this 50% of the time)

Proverbs 21:17 he says, “Indulging in luxuries, wine and rich food, will never make you wealthy...” and in Ecclesiastes 6:9 he writes, “It is better to be satisfied—CONTENT—with what you have than to always be wanting something else.”

And give back at least 10% to God. (I always do this)

A. Well first of all we should do so as an act of OBEDIENCE because the Bible repeatedly and clearly suggests a minimum giving standard of giving ten percent back to God. For example, in Malachi 3:9 God says, “Bring the whole tithe into the storehouse, that there may be food in My house.” In Proverbs 3:9-10 Solomon says, “Honor the Lord with your wealth and with the best part of everything your land produces.”
B. But tithing is also an act of GRATITUDE. When we give the first tenth we are saying, “God, I wouldn’t have anything if it weren’t for You. Thank you Father, for as Your Word says, every good and perfect gift is from above coming down from the Father of the heavenly lights Who does not change like shifting shadows. ( James 1:17)”
C. And then tithing is an act of PRIORITY. It’s a way of saying, “God, I want You to be number one in my life and I prove it by putting You first in my money.”
D. It’s also an act of FAITH that says, “God, I know all those promises in the Bible that say if I put You first you’ll take care of me. To prove that I believe these promises I’m going to give to you first.”

Well I have these steps. Now I need to apply the principles... Hope this helps anyone else out there.